14K white gold, 13 stone across, 5 channel set stones down each shoulder. Total of .78ct and 4.11 grams of gold. Centre diamond is .59ct. Inside engraved with "Past. Present. Future"! Brand new professional appraisal just done and is included. Appraised value is $6,125 A great deal for $4,975 OBO!! Accepting serious offers only!!